CMPA Rebate

CMPA Rebate Program

The Canadian Medical Protective Association (CMPA) Rebate Program provides members of CMPA with a partial reimbursement of their fees. You don’t need to apply for this benefit because the CMPA transfers the necessary data for the rebate to Doctors of BC, but to receive the funds you need to sign up for direct deposit with us.

In order to be eligible for this benefit:

  • You must have been paid on a fee-for-service or sessional basis (or both) by MSP or through a nonsalaried service contract in the prior calendar year. The reimbursement for first-year physicians will be based on their eligible income for the current year
  • You must have paid your CMPA dues to the date of the rebate calculation.

You will be paid only for months in which you were practicing in British Columbia.

If you are a salaried physician, you are not eligible for a CMPA rebate because it is provided directly by your employer as defined by the Provincial Salary Agreement.

The amount of the CMPA rebate is based on the funding available under the Physician Master Agreement which changes from year to year.

A full refund of your CMPA fees will be provided for 2024, however income thresholds still apply.

The rebate is allocated as follows:

ANNUAL GROSS ELIGIBLE INCOME PERCENTAGE OF Rebate PAYABLE
< $5,000 0%
$5,000 – $10,000 25%
$10,001 – $15,000 50%
$15,001 – $30,000  75%
> $30,000 100%
 

Please click here for the Rebate Table

Payments are made on a quarterly basis (May, Aug, Nov, Feb) and will be adjusted for any over or underpayments.

If you are in your first year of practicing in BC, payment is delayed until income is reported to Doctors of BC which occurs between February-April of the following year.

Physicians with additional Provinces/Territories on their CMPA record will be considered “Multi-Province Physicians” and will not be paid until the final installment period in late February of the following calendar. 

Just prior to that payment, you will have an opportunity to declare from which Province/Territory you will be claiming the rebate.

​CMPA rebate payment confirmations can be found in My Documents.

To sign up for direct deposit: Enter your banking details in My Account 

If you are not a member of Doctors of BC, an administration fee of the lesser of 50% of your CMPA rebate or the balance of your equivalent Doctors of BC membership dues, plus GST, is payable to Doctors of BC for each benefit year being claimed. 

The CMPA rebate less the administration fee will be paid to you. 

An administration fee receipt will be issued to you in February of the following year.

A T4A will be issued for the CMPA rebate. You must include this amount in your personal income, but your CMPA dues can be claimed as an expense.

A T4A will not be issued for CMPA rebates paid to a corporation.

For more information

For CMPA rebate inquiries, please contact Doctors of BC Benefits Department.

E-mail

Telephone 604 638 2928
Toll free 1 800 665 2262 ext. 2928

For CMPA coverage inquiries, please contact CMPA directly at 1 800 267 6522.